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If your insurance company delays or denies your claim, you have the right to appeal the decision and escalate the matter to a higher authority within the company. You may also consider seeking legal advice or assistance from a public adjuster to help resolve the dispute.

Yes, you can negotiate with your insurance company on the settlement amount if you believe the initial offer does not adequately cover the cost of repairs. Provide additional evidence or documentation to support your claim and request a reconsideration of the settlement.

If you discover additional damage after your insurance claim has been settled, contact your insurance company immediately to report the new damage and request a reevaluation of your claim. Document the damage with photographs and provide any relevant documentation to support your claim.

If your insurance claim is denied due to pre-existing damage, you may still have options for addressing the storm damage and making necessary repairs. Consult with your roofing contractor and insurance company to explore your options.

Yes, you have the right to hire your own independent adjuster to assess the damage and advocate on your behalf during the claims process. An independent adjuster can provide an unbiased evaluation of the damage and help ensure you receive fair compensation for your claim.

Yes, you can make temporary repairs to your roof yourself to prevent further damage, but it's important to exercise caution and use appropriate safety equipment. If you're not comfortable making repairs yourself, contact a qualified roofing contractor for assistance.

If you can't afford to pay your deductible, discuss your options with your roofing contractor and insurance company. In some cases, you may be able to work out a payment plan or financing arrangement to cover the cost of your deductible.

Yes, you can submit a claim for hail damage even if there are no visible signs of damage. Hail damage may not always be immediately apparent, but it can still weaken the integrity of your roof and lead to future problems if left untreated.

Yes, you may need to provide proof of storm damage when filing an insurance claim, such as photographs, videos, or documentation from a qualified roofing contractor. This evidence helps support your claim and expedite the claims process.

If you have questions about your insurance policy or coverage, contact your insurance agent or company directly for assistance. They can provide you with detailed information about your policy limits, deductibles, and coverage options.