Ask Economy

If your insurance settlement is less than the cost of repairs, you may need to explore other options for covering the remaining balance, such as financing or paying out of pocket. A qualified roofing contractor can help you assess your options and find a solution that works for you.

Yes, you have the right to choose your own roofing contractor to make repairs after a storm. Be sure to select a reputable company with experience in storm damage repairs and insurance claims.

Yes, most insurance policies require you to pay a deductible when filing a claim for storm damage. The amount of your deductible will vary depending on your policy and coverage limits.

If your insurance claim is denied, don't panic. You have the right to appeal the decision and provide additional evidence or documentation to support your claim. A qualified roofing contractor can help you navigate the appeals process.

Yes, a roofing contractor experienced in handling insurance claims can help you navigate the process, including documenting damage, communicating with your insurance company, and ensuring you receive fair compensation for repairs or replacement.

When hiring a roofing contractor to repair storm damage, look for a reputable company with experience handling insurance claims, proper licensing and insurance, positive customer reviews, and a solid reputation in the community.

It's not recommended to climb onto your roof to assess storm damage yourself, as it can be dangerous, especially if the roof is wet or slippery. Leave roof inspections to trained professionals who have the necessary safety equipment and expertise.

Yes, you can make temporary repairs to your roof to prevent further damage before filing an insurance claim. Covering damaged areas with tarps or temporary patches can help protect your home until permanent repairs can be made.

If your roof is leaking after a storm, it's important to take immediate action to prevent further damage to your property. Place buckets or containers to catch water, and try to contain the leak as much as possible until repairs can be made.

You don't necessarily need to wait until you've received an estimate from a roofing contractor to file an insurance claim, but it can be helpful to have an idea of the extent of the damage when contacting your insurance company.